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Insurance Marketplace Benefits 2012

Health Savings Accounts (HSA)

Health Savings Accounts, available since 2003, allow employees to accumulate funds on a tax-incented basis in an interest-bearing account to pay for medical expenses that are not covered by health insurance or are part of a deductible or co-insurance amount. They are often paired with a high-deductible health plan to form a so-called "consumer-directed health plan." These carriers and financial firms can administer HSA accounts or provide high-deductible health plans:

 



AmeriFlex



BEST Life and Health Company

Evolution1



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