Archive 2012
January 2012
New health care law not viewed as a deterrent to growth
American United Life taps into a need for a time-tested product
What is the price of providing health insurance-versus what will it cost me to drop it?
February 2012
D.C.-area agency devises employee benefits plans that cater to diverse workforce and compete with federal offerings
HR & financial executives collaborate in an era of rising costs
Lack of credible information remains the main stumbling block
Reduced costs for employers and employees make these a win-win
Insurers are starting to produce innovative LTD products
Mass Mutual's targeted approach to plan participants
March 2012
With an eye on health care reform, this Connecticut agency diversifies its employee benefits and services offerings
The high cost of doing nothing
Wellness program reduces health costs, increases productivity
In an era of cutbacks, what does a different approach look like?
April 2012
Bolton and Company responds to challenges in dynamic employee benefits field
Retirement Security Malaise Persists
May 2012
Building a strong benefits program starts with an employee survey
Pending the legal challenge, a study of the new law's framework
Ocean Spray program provides range of support for new mothers
June 2012
Family-operated brokerage giant offers benefits services to direct clients & supports wholesale and general agency areas as well
Check out these "rules of the road"
The government is on your side-No, really
Aflac-commissioned, independent study links job satisfaction to voluntary benefits, wellness programs
July 2012
Agency's emphasis on quality management is reflected in its benefits offerings
Voluntary benefits continue to offer opportunity for agents and brokers
Unum's voluntary strategy aimed at helping employees manage their total risks
A disability can destroy family finances, but a Sun Life survey shows that many employees decline LTD coverage
While concerns remain, employers need to be conversant with the options available
August 2012
Personal advice that comes with wellness programs is becoming more sensitive to individual needs
Improving South Florida economy spurs client interest in benefits
September 2012
Executing a strong integration of benefits and ?property/casualty under a universal health care system
The sorting out of implementation continues
Finding new ways to answer employee needs
The new ball game
The secret sauce for wellness programs?
Inevitable changes will force more entities to look at alternative solutions
Physician-guided managed care produces dramatic cost reductions
These beliefs apply to any producer, regardless of the line of business
Health care moves toward perfect vision
Principal Financial says they belong together in long-term financial planning
October 2012
Benefits accounts for 37% of total revenue
Small retirement consultants will have more opportunities, but more competition
Demand grows for protective strategies and guaranteed income products
Purchasing Power lets employees buy products via payroll deduction; helps employers achieve HR goals
December 2012
Multi-life policies supplant true group; the coverage need that won't go away
A top P&C agency guides clients through health care reform and HR challenges
Employee benefits advisors can use new transparency laws to differentiate themselves and document their expertise in the field
Master your fears and make them work for you
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