(July 2009)
The following listing identifies endorsements available to modify the Insurance
Services Office (ISO) Commercial Auto Coverage Form. It is arranged by form
number and title and includes a brief explanation of the use of each form. This
section does not include any state specific endorsements, changes or amendments
or endorsements that apply only to garage coverages. New endorsements or
recent changes appear in bold print.
Related Article: ISO Commercial Auto Coverage Form Endorsements
Checklist
The ten-digit numbering sequence of ISO forms and endorsements has a
very specific meaning.
|
CA 00 |
Coverage Forms |
|
CA 01 |
Amendatory Endorsements |
|
CA 02 |
Cancellation And Suspension Endorsements |
|
CA 03 |
Deductible Endorsements |
|
CA 20 |
Special Type Endorsements |
|
CA 21 |
Uninsured Motorists Endorsements |
|
CA 22 |
No-Fault Endorsements |
|
CA 23 |
Commercial Auto Endorsements |
|
CA 24 |
Public Transportation Endorsements |
|
CA 25 |
Garage Endorsements |
|
CA 26 |
Single Interest Endorsements |
|
CA 31 |
Uninsured Motorists Endorsements |
|
CA 99 |
Common Coverages And Rating Procedures Endorsements |
|
IL 00–12 |
Interline Endorsements |
CA 00 01–Business Auto Coverage Form
Related Article: CA 00 01–Business Auto Coverage Form Analysis
CA 00 05–Garage Coverage Form
Related Article: Garage Coverage Form Analysis–CA 00 05
CA 00 10–Business Auto Physical Damage Coverage Form
Related Article: Business Auto Physical Damage Coverage Form Analysis
CA 00 12–Truckers Coverage Form
Related Article: Truckers Coverage Form Analysis
CA 00 20–Motor Carrier Coverage Form
Related Article: Motor Carriers Coverage Form Analysis–CA 00 20
CA 01 21–Limited Mexico Coverage
This endorsement opens with a stern warning about driving in Mexico. The coverage provided is excess over any other insurance and applies only if the covered auto is within 25 miles of the United States border and for trips lasting less than 10 days. The covered auto must be garaged and used in the United States and only United States residents can be insureds. Physical damage coverage repairs must be made in the United States except for those needed to make the vehicle drivable. Such Mexican-made repairs are paid based on not more than the same costs that would have been paid in the United States.
CA 02 38–Reinstatement Of Insurance
This endorsement is used to reinstate previously suspended coverages only if CA 02 40–Suspension Of Insurance was previously issued.
CA 02 40–Suspension Of Insurance
This endorsement is used to suspend all coverage except comprehensive. All covered autos, all owned autos or just designated autos coverage can be suspended. Return premiums are provided only if the suspension extends beyond 30 days. Note that only the suspension effective date is indicated. The suspension is lifted on the date indicated on CA 02 38–Reinstatement of Insurance.
CA 03 01–Deductible Liability Coverage (03/06 change)
This endorsement introduces liability and physical damage deductibles that apply per accident to bodily injury liability and property damage liability coverages. Credits apply for the deductibles selected based on the ISO rating plan.
CA 03 02–Deductible Liability Coverage (03/06 change)
This endorsement introduces liability and physical damage deductibles that apply per accident to bodily injury liability and property damage liability coverages. Credits apply for the deductibles selected based on the ISO rating plan. This endorsement is identical to CA 03 01 except for one word that requires the insurance company to pay the deductible and then be reimbursed by the named insured. Under CA 03 01, the insurance company MAY pay the deductible and then be reimbursed. Under this endorsement, the insurance company WILL pay the deductible and then be reimbursed.
CA 20 01–Lessor–Additional Insured And Loss Payee (03 06 change)
The leased vehicles indicated on the endorsement schedule are treated as owned autos for coverage purposes. Any lessor indicated on the endorsement schedule is an insured for the designated vehicles and receives notice of cancellation if either the named insured or the insurance company cancels coverage.
CA 20 02–Sound Receiving Equipment Coverage–Fire, Police And Emergency
Vehicles
This endorsement deletes the exclusion relating to Audio, Visual And Data
Electronic Equipment Physical Damage coverage but only if such equipment is installed
in an auto owned by a police or fire department, a political entity or its
agencies, or in emergency vehicles owned by a volunteer fire department, ambulance
corps or volunteer rescue squad.
CA 20 05–Drive-Away Contractors
Non-owned autos are considered owned autos when driven between a distribution point and its destination but only for coverages for which a premium is indicated on the endorsement schedule and only when a registration plate also indicated on the endorsement schedule is attached to the vehicle. The premium charge is based on the number of registration plates and the coverages selected.
CA 20 06–Driving Schools
This endorsement covers liability and/or auto medical payments for non-owned autos used for new driver instruction. The definition of insured is amended to extend to any driving instructor and student driver participating in a lesson. Coverage is triggered by a premium entry in the appropriate space(s) on the endorsement schedule, based on the number of driving instructors and the coverages selected.
CA 20 07–Emergency Vehicles–Fellow Volunteer Firefighters And Workers
Injuries Exclusion Buyback
This endorsement is used when CA 20 30–Emergency Vehicles–Volunteer Firefighters And Workers Injuries Excluded is attached. It reinstates fellow volunteer coverage, paragraph 2. of CA 20 30 but does not provide full coverage.
CA 20 08–Farm Tractors And Farm Tractors Equipment
This endorsement is mandatory when farm equipment is insured under the Business Auto Coverage Form. It excludes physical damage to non-self-propelled equipment that must be transported or powered by a covered auto. CA 20 15–Mobile Equipment provides physical damage coverage on this equipment.
CA 20 09–Leasing Or Rental Concerns–Contingent Coverage
This endorsement is available only to concerns that lease autos to others for more than six months. It provides liability and mandated no-fault coverages as excess over a lessee’s required coverages.
CA 20 10–Leasing Or Rental Concerns–Conversion, Embezzlement Or
Secretion Coverage
This endorsement excludes conversion, embezzlement and secretion coverage under Comprehensive and Specified Causes Of Loss coverages caused by any renter, lessee or under a bailment lease, purchase agreement, mortgage, conditional sale or similar encumbrance. This endorsement is also used to buy back this coverage.
CA 20 11–Leasing Or Rental Concerns–Exclusion Of Certain Leased Autos
(03/06 change)
This endorsement excludes liability and no-fault coverage for leased autos if due to an act or omission of the lessee, its employees or agents, or anyone operating the leased auto with its permission. However, liability coverage for the named insured or its employees' acts or omissions is unaffected.
CA 20 12–Leasing Or Rental Concerns–Rent-It-There/Leave-It-Here Autos
This endorsement excludes liability coverage for owners or renters of rent-it-there/leave-it-here vehicles that the named insured does not own.
CA 20 13–Leasing Or Rental Concerns–Schedule Of Limits For Owned Autos
This endorsement allows the named insured to have one set of liability limits on autos in cases where lessees or renters are required to provide primary coverage and another set on autos where they are not required to provide primary coverage.
CA 20 14–Leasing Or Rental Concerns–Second Level Coverage
The limit of insurance indicated on the endorsement schedule replaces the limit of insurance indicated elsewhere in the policy or in the rental agreement requiring primary coverage. The first part of the endorsement clearly benefits the named insured and not the lessee or renter. However, the second part of the endorsement is less clear as to who benefits. In addition, the endorsement is not clear as to whether the limits are for liability or physical damage coverage.
CA 20 15–Mobile Equipment
This endorsement insures scheduled mobile equipment for the liability and physical damage coverages indicated on the endorsement schedule.
Related Article: CA-20 15–Mobile Equipment analyzes and provides more detailed information about this endorsement.
CA 20 16–Mobile Homes Contents Coverage
This endorsement insures covered property inside, attached to and outside, within 25 feet, of a mobile home. The coverage provided is limited to certain causes of loss and specifically excludes theft. It excludes business property, sales samples, exhibition property and certain other property. CA 20 17–Mobile Homes Contents Not Covered should be attached if this endorsement is not used.
CA 20 17–Mobile Homes Contents Not Covered
This endorsement deletes coverage for all contents in a mobile home not usually found in a truck or private passenger vehicle.
CA 20 18–Professional Services Not Covered
This endorsement excludes liability resulting from rendering or failing to render professional services. It should be considered when automobiles are used as part of a professional service such as funeral directors, paramedics and ambulances.
CA 20 19–Repossessed Autos
This endorsement provides the liability and physical damage coverages indicated on the endorsement schedule on autos the named insured repossesses. Coverage begins when repossession ensues and continues while the vehicle is at the location(s) indicated on the endorsement schedule and while pending delivery.
CA 20 21–Snowmobiles
This endorsement is not needed if a snowmobile is subject to financial responsibility laws in the state in which it is principally garaged because it is treated as an auto and not mobile equipment. In addition, Symbol 19 might be more appropriate in certain states under certain circumstances and for specific clients. However, this endorsement may be appropriate when snowmobiles are considered mobile equipment. It includes a number of additional exclusions.
CA 20 27–Registration Plates Not Issued For A Specific Auto
This endorsement provides the liability coverages selected for which a premium is charged for autos while using the plates indicated on the endorsement schedule. The premium charge is per plate.
CA 20 30–Emergency Vehicles–Volunteer Firefighters And Workers Injuries
Excluded
This endorsement excludes bodily injury to the insured's volunteer firefighters, fellow volunteer firefighters and other volunteer workers. CA 20 07– Emergency Vehicles–Fellow Volunteer Firefighters And Workers Injuries Exclusion Buyback is used to cover these workers.
CA 20 33–Autos Leased, Hired, Rented or Borrowed With Drivers–Physical
Damage Coverage
This endorsement insures the physical damage coverages selected for the non-owned vehicles indicated on the endorsement schedule. A physical damage limit, deductible and the estimated cost of hire, rate and a premium charge based on estimated annual cost must be indicated for each coverage selected.
CA 20 48–Designated Insured
This endorsement adds the person or organization indicated on the endorsement schedule as an insured for liability coverage to the extent that they qualify as such under Who Is An Insured.
CA 20 54–Employee Hired Autos
This endorsement includes as an insured an employee who rents or hires a vehicle without an operator in his or her own name for the named insured's benefit.
CA 20 55–Fellow Employee Coverage
This endorsement deletes the fellow employee exclusion. As a result, coverage applies if one employee injures another employee in the course of performing their duties. However, the Workers Compensation and Employee Indemnification And Employers Liability exclusions are unaffected.
CA 20 56–Fellow Employee Coverage For Designated Employees/Positions
This endorsement is similar to CA 20 55–Fellow Employee Coverage but allows specific persons, job title or positions to be indicated on the endorsement schedule. As a result, only actions of scheduled persons, job titles or positions that cause injury to a fellow employee are covered. Actions of all other employees involving injury to a fellow employee remain excluded.
CA 20 70–Coverage For Certain Operations In Connection With Railroads
This endorsement deletes the two exceptions in the definition of insured contract that relate to construction or demolition operations within 50 feet of a railroad with respect to use of a covered auto in operations for or affecting the railroad and for the job site indicated on the endorsement schedule. It is designed to match a similar extension in the ISO Commercial General Liability Coverage Forms.
CA 20 71–Auto Loan/Lease Gap Coverage
This endorsement changes the Physical Damage Coverage section. The
insurance company pays any unpaid amount due on the lease or loan in case of a
total loss to a covered auto indicated on the endorsement schedule to which
Auto Loan/Lease Gap coverage applies and for which a premium is charged. This
amount is reduced by the amount paid under Physical Damage Coverage and certain
other specified charges or amounts.
CA 20 78–Physical Damage Coverage–Autos Held For Sale By Non-Dealers
(03/06 change)
This endorsement covers physical damage to vehicles held for sale by parties other than dealers. Coverages selected, locations and deductibles must be indicated on the endorsement schedule along with other information.
Related Articles:
Uninsured And/Or Underinsured Motorist Coverage Endorsements analyzes these forms.
Auto Uninsured And Underinsured Coverage Requirements lists uninsured and underinsured motorists coverage requirements by state.
Note: Most Uninsured and Underinsured Motorists Endorsements are mandated by each state and are not listed in this section.
CA 21 02–Split Bodily Injury Uninsured Motorist Coverage Limits (11/06
addition)
This endorsement revises CA 21 07–Split Uninsured Motorist Coverage Limits to apply to bodily injury only and eliminates all reference to property damage coverage.
CA 21 07–Split Uninsured Motorists Coverage Limits
This endorsement revises the limit of insurance section to provide separate uninsured motorists coverage limits for bodily injury per person, bodily injury per accident and property damage per accident instead of on a combined single limit basis.
CA 21 46–Split Underinsured Motorists Coverage Limits
This endorsement revises the limit of insurance section to provide separate underinsured motorists coverage limits for bodily injury per person, bodily injury per accident and property damage per accident instead of on a combined single limit basis.
CA 23 01–Explosives
This endorsement excludes bodily injury or property damage caused by detonation of explosives the named insured made, sold or transported.
CA 23 03–Multi-Purpose Equipment
This endorsement amends liability coverage to reflect that the vehicles indicated on the endorsement schedule are mobile equipment and not autos. A corresponding endorsement should be added to the Commercial General Liability Coverage Form to avoid coverage gaps when this endorsement is used.
CA 23 04–Rolling Stores
With respect to autos that are rolling stores, this endorsement excludes bodily injury or property damage resulting from any aspect of any product the insured makes, sells or distributes that occurs after it relinquishes possession of it.
CA 23 05–Wrong Delivery Of Liquid Products
This endorsement excludes bodily injury or property damage that results from delivering one liquid instead of another, delivering any liquid into the wrong receptacle or to the wrong address that occurs after delivery is complete, even if other action is required because of the incorrect delivery.
CA 23 08–Truckers–Excess Coverage For The Named Insured And Named
Lessors For Leased Autos
This endorsement provides excess coverage to the named insured trucker for the vehicle it leases from the named lessor. It is valid only when the vehicle is used under operating rights issued by a public authority.
CA 23 09–Truckers–Insurance For Non-Trucking Use
Related Article: Truckers–Insurance For Non-Trucking Use Endorsement CA 23 09–Bobtail And Deadheading analyzes this endorsement in detail.
CA 23 12–Truckers–Named Lessee As Insured
This endorsement includes the lessee indicated on the endorsement schedule as an insured for use of an auto the named insured owns or hires on a primary basis.
CA 23 13–Trailer Interchange–Fire And Fire And Theft Coverage
This endorsement provides either fire or fire and theft physical damage coverage for trailers and their equipment. Coverage is subject to the Trailer Interchange Coverage provisions.
Note: Trailer Interchange Coverage Provisions are only in the Motor Carrier and Truckers Coverage Forms.
CA 23 17–Truckers–Uniform Intermodal Interchange Uniform
Endorsement-Form UIIE-1 (03/06 change)
This endorsement covers
the liability for third persons or their property the named insured assumes as
a subscribing carrier under the Uniform Intermodal Interchange And Facilities Access
Agreement and subsequent amendments. A single limit of insurance must be
indicated on the endorsement schedule for both bodily injury and property
damage.
CA 23 20–Truckers Endorsement (03/06 change)
Related Article: CA 23 20–Truckers Endorsementanalyzes this endorsement in detail.
CA 23 24–Agricultural Produce Trailers–Seasonal
This endorsement covers trailers with a load capacity exceeding 2,000 pounds specifically used to haul agricultural produce. It does not apply to trailers used to transport livestock. A description of the trailers, the specific produce hauled and the dates of the seasonal period must be indicated on the endorsement schedule.
CA 23 25–Coverage For Injury To Leased Workers
This endorsement amends the Employee Indemnification and Employer’s Liability exclusions to indicate that the definition of employee does not include leased or temporary workers.
CA 23 84–Exclusion Of Terrorism
Related Article: Terrorism Coverage Endorsements provides information about this endorsement.
CA 23 85–Exclusion Of Terrorism Involving Nuclear, Biological Or
Chemical Terrorism
Related Article: Terrorism Coverage Endorsements provides information about this endorsement.
CA 23 86–Exclusion Of Terrorism Above Minimum Statutory Limits
Related Article: Terrorism Coverage Endorsements provides information about this endorsement.
CA 23 87–Exclusion Of Terrorism Involving Nuclear, Biological Or
Chemical Terrorism Above Minimum Statutory Limits
Related Article: Terrorism Coverage Endorsements provides information about this endorsement.
CA 23 94–Silica Or Silica-Related Dust Exclusion For Covered Autos
Exposure (03/06 addition)
This endorsement excludes bodily injury, property damage and expenses to respond to or assess silica or silica-related dust issues.
CA 24 01–Farm Labor Contractors
An insured that transports migrant agricultural workers purchases this endorsement. It provides the coverage required by the Migrant and Seasonal Agricultural Worker Protection Act, 29 U.S.C.A. Section 1801 and includes an agreement to notify the Office of Administrator of Wage and Hour Division, Employment Standards Administration of the U.S. Department of Labor 30 days prior to cancellation.
CA 24 02–Public Transportation Autos
This endorsement is added to policies covering public transportation autos to indicate that the care, custody or control exclusion does not apply to property of passengers carried in a covered auto.
CA 26 01–Single Interest Automobile Physical Damage Insurance Policy
(Individual Policy Form) (03/06 change)
This policy provides physical damage coverage to the seller of a vehicle for losses caused by the retail purchaser of the specific auto and applies only when the seller retains an interest in the vehicle because of a payment arrangement with the seller. It is a self-contained policy and applies specifically to one purchase.
CA 26 02–Single Interest Automobile Physical Damage Insurance Policy
(Finance Master Policy Form) (03/06 change)
This policy provides physical damage coverage to the seller of vehicles for losses caused by the retail purchaser of those autos and applies only when the seller retains an interest in the vehicle because of a payment arrangement with the seller. It is a self-contained policy and applies on a blanket basis for dealers.
CA 26 05–Single Interest Deductible
This endorsement is used with CA 26 01–Single Interest Automobile Physical Damage Insurance Policy (Individual Policy Form) and CA 26 02–Single Interest Automobile Physical Damage Insurance Policy (Finance Master Policy Form) to add either a $100 or $250 deductible to the physical damage coverages provided by those single interest policies.
CA 99 03–Auto Medical Payments Coverage (03/06 change)
Related Article: CA 99 03–Auto Medical Payments Coverage analyzes this endorsement in detail.
CA 99 10–Drive Other Car Coverage–Broadened Coverage For Named
Individuals
Related Article: CA 99 10–Drive Other Car Coverage–Broadened Coverage For Named Individuals analyzes this endorsement in detail.
CA 99 13–Fiduciary Liability Of Banks
This endorsement applies to banks that assume fiduciary responsibilities for others. It excludes coverage for events that occurred before the named insured assumed those fiduciary responsibilities, amends the definition of Who Is An Insured and slightly changes the Transfer Of Rights Of Recovery Against Other To Us condition.
CA 99 14–Fire, Fire And Theft, Fire, Theft And Windstorm And Limited
Specified Causes Of Loss Coverages
This endorsement provides extremely limited physical damage coverage.
CA 99 15–Governmental Bodies Amendatory Endorsement
This endorsement removes vehicles designed for use on public roads that are used solely on owned premises from the definition of mobile equipment definition and treats them as autos.
Note: Coordinate use of this endorsement with Commercial General Liability coverage to prevent either duplicate coverage or gaps in coverage.
CA 99 16–Hired Autos Specified As Covered Autos You Own
This endorsement treats any non-owned auto indicated on the endorsement schedule as a covered auto for either liability or physical damage coverages. The symbols indicated on the declarations determine whether these autos should also be indicated on the declarations.
CA 99 17–Individual Named Insured (03/06 change)
Related Article: , CA 99 17–Individual Named Insured analyzes this endorsement in detail.
CA 99 23–Rental Reimbursement Coverage
This endorsement provides rental reimbursement coverage to covered autos indicated on the endorsement schedule that sustain loss or damage from a covered cause of loss. The amount paid is subject to the maximum limit for any single day, the number of days and the total amount indicated for any one period. It is subject to several limitations or exclusions, such as coverage not applying if other spare or reserve autos are available for use.
CA 99 27–Split
Liability Limits
This endorsement replaces the Liability Coverage Limit Of Insurance with the split Bodily Injury and Property Damage limits indicated on the endorsement schedule.
CA 99 28–Stated Amount Insurance
This endorsement indicates a stated amount of insurance for each vehicle indicated on the endorsement schedule. As a result, physical damage losses are settled for the lesser of the actual cash value, the cost to repair or replace, or the stated amount of insurance. While a cost savings accompanies this endorsement, the named insured must understand that the loss settlement may be for an amount less than the stated amount in some cases.
CA 99 30–Tapes, Records And Discs Coverage
This endorsement deletes the physical damage exclusion applying to tapes, records and discs and extends comprehensive coverage to apply to tapes, records and discs the named insured or a family member owns while in a covered auto at the time of loss, for up to $200 and without being subject to a deductible.
CA 99 33–Employees As Insureds
This endorsement extends liability coverage to employees when they use covered non-owned autos for the named insured's business or personal affairs.
CA 99 34–Social Service Agencies–Volunteers As Insureds
This endorsement is designed for social services agencies to cover volunteers. Anyone who volunteers his or her services to the named insured is covered while using covered non-owned vehicles to transport clients or other people to activities necessary to the named insured's business. Coverage also extends to the owners of the non-owned autos.
CA 99 37–Garagekeepers Coverage
Related Article: CA 99 37–Garagekeepers Coverage analyzes this endorsement in detail.
CA 99 40–Exclusion Or Excess Coverage Hazards Otherwise Insured
This endorsement excludes coverage for a covered auto insured for liability coverage under another coverage form or policy or to make this coverage excess over the other coverage. This is very useful when other than Symbol 7 is used.
CA 99 44–Loss Payable Clause
This endorsement adds provisions that apply to loss payments when a loss payee is indicated on the policy.
CA 99 47–Employee As Lessor
This endorsement adds the auto indicated on the endorsement schedule as a covered owned auto and includes the employee who leases it to the named insured as an insured. The coverage provided is subject to the symbol indicated on the declarations.
CA 99 48–Pollution Liability–Broadened Coverage For Covered
Autos–Business Auto, Motor Carrier And Truckers Coverage Forms (03/06 change)
This endorsement broadens pollution coverage to apply to bodily injury and property damage liability and covered pollution costs or expenses caused by pollutants being transported, handled or stored on the auto not assumed under a contract. It also deletes the Care, Custody Or Control exclusion to the extent of the coverage this endorsement provides.
CA 99 54–Covered Auto Designation Symbol
This endorsement is used to add a covered auto symbol to any of the Business Auto Coverage Forms and to manuscript a definition for it to describe what is considered a covered auto.
CA 99 59–Garagekeepers Coverage–Customers' Sound Receiving Equipment
(03/06 change)
Related Article: CA 99 37–Garagekeepers Coverage analyzes this endorsement in detail.
CA 99 60–Audio, Visual And Data Electronic Equipment Coverage (03/06
change)
This endorsement buys back physical damage coverage to audio, visual and data electronic equipment otherwise excluded. It applies only to permanently installed equipment or to equipment that can be removed from permanently installed housing units. Autos covered by this endorsement must be indicated on the endorsement schedule and are subject to a $250 deductible.
CA 99 61–Loss Payable Clause–Audio, Visual And Data Electronic
Equipment
This endorsement adds
provisions that apply to loss payments when a loss payee for audio, visual and
data electronic equipment is indicated on the endorsement schedule.
CA 99 90–Optional Limits–Loss Of Use Expenses (03/06 change)
This endorsement modifies the Physical Damage Loss Of Use Expense Coverage Extension limits of $20 per day with a $600 maximum. It allows a greater number of days and a higher maximum.
IL 00 03–Calculation Of Premium
This endorsement states that the insurance company uses the rules and rates in effect as of the policy renewal or anniversary date.
IL 00 17–Common Policy Conditions
This mandatory endorsement provides certain common policy conditions.
IL 00 21–Nuclear Energy Liability Exclusion Endorsement (Broad Form)
This endorsement excludes hazards relating to nuclear energy liability and is attached to all policies.
Related Article: IL 00 21–Nuclear Energy Liability Exclusion analyzes this endorsement in detail.
IL 09 11–Supplement To Retrospective Premium Endorsement-Final Premium
Computation
This endorsement eliminates the requirement to make calculations of the retrospective premium final when attached to a policy subject to the Retrospective Premium Endorsement. It also clarifies the premium calculation intervals.
IL 09 18–Retrospective Premium Endorsement–One Year Plan–Multiple Lines
This endorsement provides for retrospective rating of a policy and contains a schedule used to develop the premium for a one-year plan.
IL 09 19–Retrospective Premium Endorsement–Three Year Plan–Multiple
Lines
This endorsement provides for retrospective rating of a policy and contains a schedule used to develop the premium for a three-year plan.
IL 09 20–Retrospective Premium Endorsement–Long-Term Construction
Project–Multiple Lines
This endorsement provides for retrospective rating of long-term construction projects and contains a schedule used to develop the premium.
IL 09 21–Retrospective Premium Endorsement–Short Form
This endorsement permits addition of a policy to an existing retrospective premium endorsement rating procedure.
IL 09 22–Exclusion Of Aviation Exposures
This endorsement exempts the scheduled aviation exposures from the retrospective rating plan.
IL 09 23–Retrospective Premium Endorsement–Exclusion Of Retrospective
Development Factors
This endorsement deletes reference to any Retrospective Development Factors in the states scheduled.
IL 12 01–Common Policy Changes
This generic change endorsement permits various changes that affect all coverages provided in the policy.