Clarion Associates, Inc.
From Carnegie Hall in New York City, to the Kimmel Center for the Performing Arts in Philadelphia, to Symphony Hall in Boston, to the Kennedy Center in Washington, D.C., to Severance Hall in Cleveland, to Orchestra Hall in Chicago, to the Dorothy Chandler Pavilion in Los Angeles, and to cities and towns in between and around, ask any musician carrying an instrument case and entering a hall or studio, who insures your musical instrument? Over 14,000 musicians and the members of over 50 symphony orchestras will answer: Clarion Associates.
For over 50 years--spanning three generations--this family owned and operated company has been dedicated to perfecting unique musical instrument coverage and serving the needs of musicians worldwide, according to Dan Schoenfeld, president of Clarion. "And for the past 25 years, Clarion has been strictly a specialist in musical instrument insurance, which is most probably the reason that over 20 musicians associations (covering all genres of music from classical to pop to jazz to folk to bluegrass) either recommend or exclusively endorse Clarion to its membership," Schoenfeld says.
The Clarion president says his firm offers the broadest coverage currently available, including:
* Right to repurchase recovered instrument
* Business interruption
* Inflation guard
* Difference in value coverage
* Borrowed instrument coverage
* Replacement instrument coverage
* New acquired instrument coverage
* Option to keep undamaged parts
"While we are naturally very proud of the broad coverage we offer at Clarion, we are equally proud of the additional services, which set Clarion apart from the rest," says Schoenfeld who is the grandson of Clarion's founder, Arthur Schorr. They include:
* Immediate quotes
* Same-day policy issuance
* Extended office hours (9 a.m. to 9 p.m. EDT)
* 24-hour live claims hotline
* National Dealer Network
* Reward system for recovery of lost instruments
* And Clarion's trained staff of professionals offering prompt and courteous service day and night
According to Schoenfeld, what may be the best value to brokers is the long-term stability of this program. "In the past 25 years, hard market and soft, this program has been with only three different insurance carriers. In fact, 30% of Clarion's customers have been with Clarion for more than 10 years, 15% have been with Clarion more than 20 years and 10% have been with Clarion more than 25 years. Recently, Clarion has partnered with member companies of the American International Group, which will provide for continued stability in the future."
While this is not an open brokerage program, Clarion invites brokers with musical instrument clients to contact them at (800) VIVALDI. Should the broker place the coverage with Clarion, the broker will be protected against Clarion's direct solicitation. *