Staff

Editor in Chief
Thomas A. McCoy
tmccoy@roughnotes.com

Senior Editor
Nancy Doucette
nancyd@roughnotes.com

Associate Editor
Elisabeth Boone, CPCU
elis.boone@att.net

Associate Editor
Dennis Pillsbury
dennisp@roughnotes.com

Assistant Editor
Elaine Tolen
elainet@roughnotes.com

Editorial Assistant
Alice A. Roettger

Production/Advertising Coordinator
Georgianna Quinn
gquinn@roughnotes.com

Production/Advertising Coordinator
Tricia Cutter
triciac@roughnotes.com

Art Director/Photographer
Nick Judy
nickj@roughnotes.com

Graphic Designer
Linda A. Lange
llange@roughnotes.com

Circulation
Michelle Mason
rnc@roughnotes.com

Contributing Editors

Scott Addis
saddis@theaddisgroup.com

Steve Anderson
steve@steveanderson.com

Robert L. Bailey
bobbailey1@comcast.net

Nanci Evarts
nevarts@verizon.com

Linda D. Ferguson, CPCU
lindaf@roughnotes.com

Bruce D. Hicks, CPCU, CLU
bruceh@roughnotes.com

Demmie Hicks
DemmieHicks@dbhconsulting.com

Kevin P. Hennosy
hennosy@sbcglobal.net

Emily Huling, CIC, CMC
emily@sellingstrategies.com

Emanuel Levy
sgt303rd@yahoo.com

Patrick Linnert
patrick@marshberry.com

Donald S. Malecki, CPCU
dsmmcc@cs.com

Roy C. McCormick
rnc@roughnotes.com

Michael J. Moody, MBA, ARM
mmoody1222@yahoo.com

Scott Primiano
scott@gopolestar.com

Roger Sitkins
sitkins@sitkins.com

Len Strazewski
lenstrazewski@cs.com

Editorial Advisory Board

Scott Addis
The Addis Group
King of Prussia, Pennsylvania

Wendy Bourdeau
Al Bourdeau Insurance Service
Farmington Hills, Michigan

Steve Brown
Hoffman Brown
Sherman Oaks, California

Chan Coddington
Bollinger, Inc.
Short Hills, New Jersey

Michel Drouin
Charlebois Trépanier & Associates
Gatineau, Quebec

Tommy Huval
The Huval Companies/
Brown & Brown Insurance
Lafayette, Louisiana

Robert N. Kretzmer
V.W. Brown Insurance Service, LLC
Bethesda, Maryland

Ronald R. Lensing
Ramsey, Krug, Farrell & Lensing
Little Rock, Arkansas

John Love
AH&T Technology Brokers
Leesburg, Virginia

Chris McVicker
The Flanders Group
Pittsford, New York

Tom Nix
The Hylant Group
Carmel, Indiana

Ted Pappas
The McLaughlin Company
Washington, D.C.

Robert Phelan
Litchfield Insurance Group
Torrington, Connecticut

Mark Rollins
The Rollins Agency
Tuckahoe, New York

Kim Ross
Universal Insurance Services, Inc.
Grand Rapids, Michigan

William Rothwell
Universal Insurance Services
Grand Rapids, Michigan

Valarie Webster
The Flanders Group
Pittsford, New York

Advertising Sales

Eric Hall
Vice President - Advertising - National Sales Director
11690 Technology Drive
Carmel, IN 46032
Phone (800) 428-4384; (317) 816-1022
Fax (317) 816-1000
ehall@roughnotes.com

Dick Schoeninger
Vice President - Advertising - Northeast
313 Swedesford Road
Malvern, PA 19355
Phone (866) 918-2900; (610) 640-2985
Fax (610) 640-2849
dick@roughnotes.com

Georgianna Quinn
Article Reprint Sales
gquinn@roughnotes.com

The Insurance Marketplace

Eric Hall
Vice President - Advertising - National Sales Director
ehall@roughnotes.com

Dick Schoeninger
Vice President - Advertising - Northeast
dick@roughnotes.com

Walter J. Gdowski
President & CEO
11690 Technology Dr.
Carmel, Indiana 46032-5600
waltg@roughnotes.com

Samuel W. Berman
Executive Vice President, COO
samb@roughnotes.com

Robert T. Ammerman
Vice President
Phone (317) 582-1600; 800-428-4384
Fax (317) 816-1000
boba@roughnotes.com

Robert N. Kretzmer, CIC
Executive Director, Community Service Award
bobk@roughnotes.com

Charlene Taylor
Controller
cat@roughnotes.com

Technical & Educational Products Division

Linda D. Ferguson, CPCU
Vice President, Technical and Educational Products
lindaf@roughnotes.com

Bruce D. Hicks, CPCU, CLU
Senior Editor, Technical and Educational Products
bruceh@roughnotes.com

Roy C. McCormick
Consulting Editor, Policy Form & Manual Analysis Service

Editorial Offices
Phone (317) 582-1600
Fax (317) 816-1000
rnc@roughnotes.com

Internet address:
http://www.roughnotes.com

Subscriptions
Phone (317) 582-1600
Fax (800) 321-1909

ROUGH NOTES (ISSN 0035-8525) is published monthly by The Rough Notes Co., Inc., 11690 Technology Dr., Carmel, IN 46032-5600. The Rough Notes Co., Inc. is a subsidiary of Insurance Publishing Plus Corporation, Walter J. Gdowski, President and Secretary; Samuel W. Berman, Vice President. Periodicals postage paid at Carmel, Indiana, and at additional mailing offices. Canadian Publications Agreement No. 40618128. Return undeliverable Canadian addresses to Station A, PO Box 54, Windsor, ON N9A 6J5, E-mail: rnc@roughnotes.com. Subscriptions: United States, one year, $29.75. Single copies, $3. Member of Business Publications Audit of Circulation, Inc. Printed in the U.S.A.

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