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Staff
Editor in Chief
Senior Editor
Associate Editor
Associate Editor Vice President, Alternative Risk
Editorial Assistant
Production/Advertising Coordinator
Art Director/Photographer
Graphic Designer
Circulation
Contributing Editors Robert L. Bailey Kevin P. Donoghue, CFA, CPA Linda D. Ferguson, CPCU Kevin P. Hennosy Bruce D. Hicks, CPCU, CLU Emily Huling, CIC, CMC Joseph J. Hunter-Lattak, CPCU, AIM, AMIM Larry Linne John Love Donald S. Malecki, CPCU Sean Neumayer Kimberly Paterson, CEC Roger Sitkins Len Strazewski
Editorial Advisory Board Scott Addis, CPCU, is president of The Addis Group in King of Prussia, Pennsylvania, Andrew Appel is vice president of Gregory & Appel Insurance in Indianapolis, Indiana. Steve Brown is president of Hoffman-Brown Company, in Sherman Oaks, California. Glenn Clark is president of Rockwood Programs in Wilmington, Delaware, and the founder of Karen Farris is president and CEO of Roach Howard Smith & Barton in Dallas, Texas. Roosevelt Haywood III is a principal with Haywood & Fleming Associates, Gary, Indiana. Tommy Huval is president of The Huval Companies, a Brown & Brown subsidiary Lew Kachulis is a principal of Gilbert’s Insurance Agency, Inc., Sharon, Pennsylvania. Kelly Shepherd Kakone is president of Shepherd Insurance and Financial Services, Carmel, Indiana. Robert N. Kretzmer, CIC, is an executive with V. W. Brown Insurance Service, LLC, in Bethesda, Jeff Kweder is chief financial officer of Shepherd Insurance and Financial Services, Carmel, Indiana. Ronald R. Lensing, CIC, is executive vice president of Ramsey, Krug, Farrell & Lensing T. Gray McCaskill is president of Senn Dunn, Greensboro, North Carolina. Robert E. Mackoul is CEO of Mackoul & Associates in Long Beach, New York. John Love, CPCU, is president and executive director of TechAssure. Chris McVicker is president and CEO of The Flanders Group in Ted Pappas is president of The McLaughlin Company, a Washington, D.C.-based agency. Robert Phelan, ARM, is chairman and chief executive officer of the Markham F. Rollins III is co-chairman and CEO of the Rollins Agency, Inc., Valarie Webster is vice president of client relations for The Flanders Group, Scott White is a principal and sales manager of Hetrick & Associates Agency,
Advertising Sales Eric Hall
Dick Schoeninger
Marc Basis
Michael Moody Georgianna Quinn
The Insurance Marketplace Eric Hall Dick Schoeninger
Walter J. Gdowski
Samuel W. Berman
Robert N. Kretzmer, CIC
Charlene Taylor
Technical & Educational Products Division
Linda D. Ferguson, CPCU
Bruce D. Hicks, CPCU, CLU
Joseph J. Hunter-Lattak, CPCU
Editorial Offices
Internet address:
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ROUGH NOTES (ISSN 0035-8525) is published monthly by The Rough Notes Co., Inc., 11690 Technology Dr., Carmel, IN 46032-5600. The Rough Notes Co., Inc. is a subsidiary of Insurance Publishing Plus Corporation, Walter J. Gdowski, President and Secretary; Samuel W. Berman, Vice President. Periodicals postage paid at Carmel, Indiana, and at additional mailing offices. Canadian Publications Agreement No. 40618128. Return undeliverable Canadian addresses to Station A, PO Box 54, Windsor, ON N9A 6J5, E-mail: rnc@roughnotes.com. Subscriptions: United States, one year, $29.75. Single copies, $3. Member of Business Publications Audit of Circulation, Inc. Printed in the U.S.A. No part of this publication may be reproduced, translated, stored in a database or retrieval system, or transmitted in any form by electronic, mechanical, photocopying, recording, or other means, except as expressly permitted by the publisher. For permission contact Samuel W. Berman. POSTMASTER: Send address changes to Rough Notes, Subscription Department, 11690 Technology Drive, Carmel, IN 46032-5600 |