THE ROUGH NOTES COMPANY, INC. STAFFEditor in Chief Senior Editor Associate Editor Associate Editor Vice President, Alternative Risk Editorial Assistant Production/Advertising Coordinator Art Director/Photographer Graphic Designer Circulation Contributing EditorsScott Addis Robert L. Bailey Kevin P. Donoghue, CFA, CPA Linda D. Ferguson, CPCU Kevin P. Hennosy Bruce D. Hicks, CPCU, CLU Emily Huling, CIC, CMC Joseph J. Hunter-Lattak, CPCU, AIM, AMIM Larry Linne John Love Donald S. Malecki, CPCU Sean Neumayer Kimberly Paterson, CEC Roger Sitkins Len Strazewski Editorial Advisory BoardScott Addis, CPCU, is president of The Addis Group in King of Prussia, Pennsylvania, and is president of Addis Intellectual Capital. Andrew Appel is vice president of Gregory & Appel Insurance in Indianapolis, Indiana. Steve Brown is president of Hoffman-Brown Company, in Sherman Oaks, California. Glenn Clark is president of Rockwood Programs in Wilmington, Delaware, and the founder of Target Markets Program Administrators Association. Karen Farris is president and CEO of Roach Howard Smith & Barton in Dallas, Texas. Roosevelt Haywood III is a principal with Haywood & Fleming Associates, Gary, Indiana. Tommy Huval is president of The Huval Companies, a Brown & Brown subsidiary based in Lafayette, Louisiana. Lew Kachulis is a principal of Gilbert’s Insurance Agency, Inc., Sharon, Pennsylvania. Kelly Shepherd Kakone is president of Shepherd Insurance and Financial Services, Carmel, Indiana. Robert N. Kretzmer, CIC, is an executive with V. W. Brown Insurance Service, LLC, in Bethesda, Maryland, and the executive director of Rough Notes magazine’s Community Service Award for independent agents. Jeff Kweder is chief financial officer of Shepherd Insurance and Financial Services, Carmel, Indiana. Ronald R. Lensing, CIC, is executive vice president of Ramsey, Krug, Farrell & Lensing in Little Rock, Arkansas. T. Gray McCaskill is president of Senn Dunn, Greensboro, North Carolina. Robert E. Mackoul is CEO of Mackoul & Associates in Long Beach, New York. John Love, CPCU, is president and executive director of TechAssure. Chris McVicker is president and CEO of The Flanders Group in Pittsford, New York, which focuses on six specific crevice markets. Ted Pappas is president of The McLaughlin Company, a Washington, D.C.-based agency. Robert Phelan, ARM, is chairman and chief executive officer of the Markham F. Rollins III is co-chairman and CEO of the Rollins Agency, Inc., in Tuckahoe, New York. Valarie Webster is vice president of client relations for The Flanders Group, Pittsford, New York. Scott White is a principal and sales manager of Hetrick & Associates Agency, Marquette, Michigan. Advertising SalesEric Hall Dick Schoeninger Marc Basis Michael Moody Tricia Cutter The Insurance MarketplaceEric Hall Dick Schoeninger Walter J. Gdowski Samuel W. Berman Robert N. Kretzmer, CIC Charlene Taylor Technical & Educational Products Division Linda D. Ferguson, CPCU Bruce D. Hicks, CPCU, CLU Joseph J. Hunter-Lattak, CPCU Roy C. McCormick Editorial OfficesPhone (317) 582-1600 Internet addressSubscriptionsPhone (317) 582-1600 ROUGH NOTES (ISSN 0035-8525) is published monthly by The Rough Notes Co., Inc., 11690 Technology Dr., Carmel, IN 46032-5600. The Rough Notes Co., Inc. is a subsidiary of Insurance Publishing Plus Corporation, Walter J. Gdowski, President and Secretary; Samuel W. Berman, Vice President. Periodicals postage paid at Carmel, Indiana, and at additional mailing offices. Canadian Publications Agreement No. 40618128. Return undeliverable Canadian addresses to Station A, PO Box 54, Windsor, ON N9A 6J5, E-mail: rnc@roughnotes.com. Subscriptions: United States, one year, $29.75. Single copies, $3. Member of Business Publications Audit of Circulation, Inc. Printed in the U.S.A. No part of this publication may be reproduced, translated, stored in a database or retrieval system, or transmitted in any form by electronic, mechanical, photocopying, recording, or other means, except as expressly permitted by the publisher. For permission contact Samuel W. Berman. POSTMASTER: Send address changes to Rough Notes, Subscription Department, 11690 Technology Drive, Carmel, IN 46032-5600 |
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